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Transaction Type:

Loan Type:

Property Type:


Contact Person

First Name
 
Last Name

Email Address:

Phone Number:


Loan Pre-Approval Form

This form has no personal sensitive information on it like your social security number. It should only take about 5-7 minutes to fill out. It is important to have pre-approval

Please use the tab key to advance from field to field. All information will be treated as strictly confidential.

This is for California Applications only.


 

Please provide the following so we may best serve you

Following questions are to help us provide you the service you desire.
When will you be "Buying " or "Refinancing"?
Please select your most important priority?
Number of years you will keep this loan / home?
In how many years do you plan to retire?
If "Purchasing", are you working with a Realtor(s)?

 

 
Type of Mortgage and Term of Loan

Following questions are to indicate what type of mortgage financing and estimate loan amount you wish to obtain.
Loan Purpose:
Loan Amount Requested: $ - if unknown, simply leave blank.
Loan Term:
Loan Amortization Type:

 

 
Subject Property Information

Following describes  property being purchased or refinanced. If a purchase and you do not have a property selected, leave address blank but indicate the city and state you are most interested in buying in. If refinance, indicate the complete address of the home being refinanced.
Property Street Address:
Property City:
Property State: Click here for other States
Property Zip
Type of Property:

 

 
Borrower  Information

Following are general questions regarding primary person obtaining the loan.
Prefix
Name - First Last, i.e. "John Doe"
Daytime / Work Phone Extension
Home Phone Ans. Machine?
E-mail

Street Address, No POB addresses
City
State
Zip Code
Own, Rent or Lease:
Do you own "other" properties:
How long at this address? - enter "year and months", i.e. 1.6
Birthday: -- mm/dd/yy, i.e. 01/01/41
Marital Status:
Wedding Anniversary: -- mm/dd/yy, i.e. 01/01/41
Which best represents your credit history?

 

 

Borrower Employment & Income Information

Following are questions regarding borrowers current employment and income. If is very important to answer the income questions as accurately as possible, as this is the primary qualifying item.
Company
Your Job Title
Work E-mail
Length of time employed at this job:   - enter "year and months", i.e. 1.6
How often are you paid
How are you paid:
What is your rate of pay: $
Gross Year to Date Income on your Paystub: $
YTD as of what Date: -- mm/dd/yy, i.e. 01/01/41
Your Last Years Gross Income: $


If no other Borrower(s) continue to next section by clicking > HERE

Co-Borrower Information

Following are general background questions regarding the co-borrower - if no other borrowers, click here
Prefix
First name
Last name
Daytime / Work Phone Extension
Home Phone Ans. Machine?
E-mail
Street address
City
State
Zip Code
Co-Borrower Birthday: -- mm/dd/yy, i.e. 01/01/41
Co-Borrower Marital Status:
Own, Rent or Lease:
How long at this address?   - enter "year and months", i.e. 1.6
Do you own "other" properties:
Which best describes your credit history?

 

 

Co-Borrower Employment & Income Information

Following are questions regarding co-borrowers current employment and income. If no co-borrowers click here
Company
Your Job Title
Work E-mail
Length of time employed at this job:   - enter "year and months", i.e. 1.6
How often are you paid:
How are you paid:
What is your rate of pay: $
Gross Year to Date Income on current Paystub $
YTD as of what Date:   -- mm/dd/yy, i.e. 01/01/41
Last Years Gross Income:
 $
Asset Information

Following are banking and asset questions for borrower and co-borrower. First, please indicate the combined current account balance for each type of account(s). Lastly, please indicate the amount of money you wish to used towards the real estate transaction. This is a very important part of qualifying, so please be sure to list total of all account(s).
Total combined balance of all Bank Account(s) $-- checking, savings, cd's, etc.
Total combined balance of all retirement account(s) $-- ie. 401k, IRA's, 457, etc.
Total combined balance of all "other" account(s) $ -- ie. Stock, Mutual Funds, etc.
Total money to be used towards this transaction? $


Liabilities
To accurately prequalify you for a mortgage, we must determine your qualifying ratios. Please answer the following as precisely a possible. Please combine total minimum required payments from each type of debt into a single total monthly payment:

 
Total monthly car payments: $
Total minimum monthly payments for all credit cards: $
Total minimum payments for student / personal loans: $
Total monthly payments for legal obligations: $ Type:


If you are not refinancing, continue to next section by clicking > HERE

Current Loan Information of Subject Property being Refinanced
Following questions are if you are refinancing an existing loan , if not continue by clicking here

 
Type of Property: 
Current Property Value $
Current Loan Balance: $
Current Interest Rate:     %
Current Loan Type:  
Current Loan Term:  
Current Principal & Interest Payment: $
Cost of Yearly Homeowners Insurance Policy: $
Annual Property Tax Amount: $
Date You Originally Obtained the Current Loan:   -- mm/dd/yyyy
Monthly Homeowners Association Dues, if any: $
If you do not have a second mortgage, click >  Here
Second Mortgage Current Loan Balance: $
Second Mortgage Current Interest Rate:     %
Second Mortgage Current Loan Type:  
Second Mortgage Principal & Interest Payment: $
Date You Originally Obtained the Current Loan:

 

   -- mm/dd/yyyy

 
Following are the final required credit questions and the final submission button.

 
Declarations Borrower Co-Borrower

Have you ever declared bankruptcy?

If you answered Yes,  date of final discharge?

-- mm/dd/yy - mm/dd/yy

Have you had property foreclosed upon?

If Yes, what was date of foreclosure?

 - mm/dd/yy -- mm/dd/yy

Comments, Questions, Requests, or Notes:

I / (We) acknowledge the aforementioned is true and accurate to the best of my/(our) knowledge
and submission of this application is deemed authorization, acknowledgement and
acceptance of Disclosure Forms.
Yes No

Please Press Submit only once and allow up to 30 seconds for your request to be processed.

The remitter of this online application specifically acknowledge(s) and agree(s) that (1) the loan requested by this application will be secured by a first mortgage or dead of trust on the property described herein; (2) the property will not be used for any illegal or prohibited purpose or me; (3) all statements made in this application are made for the purpose of obtaining the loan indicated herein; (4) occupation of the property will be as indicated above; (5) verification or reverification of any information contained in the application may be made at any time by the Lender,  its agents, successors and assigns, either directly or through a credit reporting agency, from any source named in this application, and the original copy of this application will be retained by the Lender, even if the loan is not approved; (6) the Lender, its agents, successors and assigns will rely on the information contained in the application and I /We have a continuing obligation to amend and/or supplement the information provided in this application it any of the material facts which I / We have represented herein should change prior to closing; (7) in the went my/our payments on the loan indicated this application become delinquent, the Lender, its agents, succession; and assigns, my, in addition to a I their other rights and remedies, report my/our name(s) and account information to a credit reporting agency; (8) ownership of the ban may be transferred to successor or assign of the Lender without notice to me and/or the administration of the loan account may be transferred to an agent, successor or assign of the Lender with prior notice to me; (9) the Lender, its agents, successors and assigns make no representations or warranties. express or implied. to the Borrower(s) regarding the property, the condition of the property, or the value of the Property.

Right to Receive Copy of appraisal. I / We have the right to a copy of the appraisal re rt used in connection with this application for credit To obtain a copy, I / We must send Lender a written request at the mailing address Lender has provided. Lender must hear from me/us no later than 90 days after Lender notifies me/us about the action taken on this application, or I / We withdraw this application. If an appraisal was ordered in order to finalize our loan request, we acknowledge that we are financially responsible for the fee's incurred to obtain appraisal.

Certification I / We certify that the information provided in this application is true and correct as of the date set forth opposite my/our signature(s) on this application and acknowledge my/our understanding that any intentional or negligent misrepresentation(s) of the information contained in this application my result in civil liability and/or criminal penalties including, but not limited to, fine or imprisonment or both under Title 18, United States Code. Section 1001, at seg. and liability for monetary damages to:the Lender. its agents, successors and assigns, insurers and any other person who may suffer any loss due to reliance upon any misrepresentation which I / We have made on this application.